401k Catch Up 2025 Rules. Beginning this year (2025), the secure 2.0 act eliminates rmds for qualified employer roth plan accounts. There are annual limits to how much you can contribute to your 401 (k).

Beginning this year (2025), the secure 2.0 act eliminates rmds for qualified employer roth plan accounts. In 2025, for example, if you’re enrolled in a workplace.